LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,981
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,220
−HK$2,275/mo
Today · 4.125%
HK$76,495
baseline
▲ 0.50% · 4.625%
HK$81,149
+HK$4,654/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,990/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,078
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,226
−HK$2,178/mo
Today · 4.125%
HK$84,404
baseline
▲ 0.50% · 4.625%
HK$88,854
+HK$4,450/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,808/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,377
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,064
−HK$2,730/mo
Today · 4.125%
HK$91,794
baseline
▲ 0.50% · 4.625%
HK$97,379
+HK$5,585/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,588/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,094
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$98,671
−HK$2,614/mo
Today · 4.125%
HK$101,285
baseline
▲ 0.50% · 4.625%
HK$106,624
+HK$5,339/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,570/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,773
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$103,908
−HK$3,185/mo
Today · 4.125%
HK$107,093
baseline
▲ 0.50% · 4.625%
HK$113,609
+HK$6,516/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,186/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,109
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$115,116
−HK$3,050/mo
Today · 4.125%
HK$118,166
baseline
▲ 0.50% · 4.625%
HK$124,395
+HK$6,229/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,332/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,566
−HK$8,125/mo
▼ 0.25% · 3.875%
HK$133,596
−HK$4,095/mo
Today · 4.125%
HK$137,691
baseline
▲ 0.50% · 4.625%
HK$146,069
+HK$8,378/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,382/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,141
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$148,006
−HK$3,922/mo
Today · 4.125%
HK$151,928
baseline
▲ 0.50% · 4.625%
HK$159,936
+HK$8,008/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,856/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,600 · Scale 2, in force from 26 Feb 2026)