LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,984
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,223
−HK$2,275/mo
Today · 4.125%
HK$76,498
baseline
▲ 0.50% · 4.625%
HK$81,152
+HK$4,654/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$152,996/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,081
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,229
−HK$2,179/mo
Today · 4.125%
HK$84,408
baseline
▲ 0.50% · 4.625%
HK$88,857
+HK$4,449/mo
Deposit HK$15.78M · loan HK$15.78M · min. income ≈ HK$168,816/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,380
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,067
−HK$2,730/mo
Today · 4.125%
HK$91,797
baseline
▲ 0.50% · 4.625%
HK$97,383
+HK$5,586/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,594/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,097
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,674
−HK$2,615/mo
Today · 4.125%
HK$101,289
baseline
▲ 0.50% · 4.625%
HK$106,628
+HK$5,339/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,578/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,777
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$103,912
−HK$3,185/mo
Today · 4.125%
HK$107,097
baseline
▲ 0.50% · 4.625%
HK$113,613
+HK$6,516/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,194/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,113
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,120
−HK$3,051/mo
Today · 4.125%
HK$118,171
baseline
▲ 0.50% · 4.625%
HK$124,399
+HK$6,228/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,342/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,570
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$133,601
−HK$4,095/mo
Today · 4.125%
HK$137,696
baseline
▲ 0.50% · 4.625%
HK$146,074
+HK$8,378/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,392/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,146
−HK$7,788/mo
▼ 0.25% · 3.875%
HK$148,012
−HK$3,922/mo
Today · 4.125%
HK$151,934
baseline
▲ 0.50% · 4.625%
HK$159,942
+HK$8,008/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,868/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,648 · Scale 2, in force from 26 Feb 2026)