LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,990
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,230
−HK$2,275/mo
Today · 4.125%
HK$76,505
baseline
▲ 0.50% · 4.625%
HK$81,160
+HK$4,655/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,010/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,089
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,236
−HK$2,179/mo
Today · 4.125%
HK$84,415
baseline
▲ 0.50% · 4.625%
HK$88,865
+HK$4,450/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,830/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,388
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,076
−HK$2,730/mo
Today · 4.125%
HK$91,806
baseline
▲ 0.50% · 4.625%
HK$97,392
+HK$5,586/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,612/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,106
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,684
−HK$2,615/mo
Today · 4.125%
HK$101,299
baseline
▲ 0.50% · 4.625%
HK$106,638
+HK$5,339/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,598/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,787
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$103,922
−HK$3,185/mo
Today · 4.125%
HK$107,107
baseline
▲ 0.50% · 4.625%
HK$113,624
+HK$6,517/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,214/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,124
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,131
−HK$3,051/mo
Today · 4.125%
HK$118,182
baseline
▲ 0.50% · 4.625%
HK$124,411
+HK$6,229/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,364/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,583
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$133,613
−HK$4,096/mo
Today · 4.125%
HK$137,709
baseline
▲ 0.50% · 4.625%
HK$146,088
+HK$8,379/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,418/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,159
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,026
−HK$3,922/mo
Today · 4.125%
HK$151,948
baseline
▲ 0.50% · 4.625%
HK$159,957
+HK$8,009/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,896/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,775 · Scale 2, in force from 26 Feb 2026)