LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,992
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,231
−HK$2,275/mo
Today · 4.125%
HK$76,506
baseline
▲ 0.50% · 4.625%
HK$81,161
+HK$4,655/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,012/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,090
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,238
−HK$2,179/mo
Today · 4.125%
HK$84,417
baseline
▲ 0.50% · 4.625%
HK$88,867
+HK$4,450/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,834/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,390
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,077
−HK$2,730/mo
Today · 4.125%
HK$91,807
baseline
▲ 0.50% · 4.625%
HK$97,394
+HK$5,587/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,614/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,108
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$98,686
−HK$2,614/mo
Today · 4.125%
HK$101,300
baseline
▲ 0.50% · 4.625%
HK$106,640
+HK$5,340/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,600/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,788
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,923
−HK$3,186/mo
Today · 4.125%
HK$107,109
baseline
▲ 0.50% · 4.625%
HK$113,626
+HK$6,517/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,218/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,126
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,133
−HK$3,051/mo
Today · 4.125%
HK$118,184
baseline
▲ 0.50% · 4.625%
HK$124,413
+HK$6,229/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,368/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,585
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$133,616
−HK$4,095/mo
Today · 4.125%
HK$137,711
baseline
▲ 0.50% · 4.625%
HK$146,090
+HK$8,379/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$275,422/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,162
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,028
−HK$3,923/mo
Today · 4.125%
HK$151,951
baseline
▲ 0.50% · 4.625%
HK$159,960
+HK$8,009/mo
Deposit HK$3.16M · loan HK$28.41M · min. income ≈ HK$303,902/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,799 · Scale 2, in force from 26 Feb 2026)