LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,996
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,236
−HK$2,275/mo
Today · 4.125%
HK$76,511
baseline
▲ 0.50% · 4.625%
HK$81,167
+HK$4,656/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,022/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,095
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,243
−HK$2,179/mo
Today · 4.125%
HK$84,422
baseline
▲ 0.50% · 4.625%
HK$88,872
+HK$4,450/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,844/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,396
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$89,083
−HK$2,730/mo
Today · 4.125%
HK$91,813
baseline
▲ 0.50% · 4.625%
HK$97,400
+HK$5,587/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,626/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,114
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,692
−HK$2,615/mo
Today · 4.125%
HK$101,307
baseline
▲ 0.50% · 4.625%
HK$106,647
+HK$5,340/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,614/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,795
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,930
−HK$3,186/mo
Today · 4.125%
HK$107,116
baseline
▲ 0.50% · 4.625%
HK$113,633
+HK$6,517/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,232/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,133
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,141
−HK$3,050/mo
Today · 4.125%
HK$118,191
baseline
▲ 0.50% · 4.625%
HK$124,421
+HK$6,230/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,382/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,593
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,624
−HK$4,096/mo
Today · 4.125%
HK$137,720
baseline
▲ 0.50% · 4.625%
HK$146,100
+HK$8,380/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,440/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,171
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,038
−HK$3,922/mo
Today · 4.125%
HK$151,960
baseline
▲ 0.50% · 4.625%
HK$159,970
+HK$8,010/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$303,920/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,885 · Scale 2, in force from 26 Feb 2026)