LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,999
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,238
−HK$2,276/mo
Today · 4.125%
HK$76,514
baseline
▲ 0.50% · 4.625%
HK$81,170
+HK$4,656/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,028/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,098
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,246
−HK$2,179/mo
Today · 4.125%
HK$84,425
baseline
▲ 0.50% · 4.625%
HK$88,876
+HK$4,451/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,850/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,399
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,086
−HK$2,731/mo
Today · 4.125%
HK$91,817
baseline
▲ 0.50% · 4.625%
HK$97,403
+HK$5,586/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$183,634/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,118
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,695
−HK$2,616/mo
Today · 4.125%
HK$101,311
baseline
▲ 0.50% · 4.625%
HK$106,651
+HK$5,340/mo
Deposit HK$12.63M · loan HK$18.94M · min. income ≈ HK$202,622/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,798
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,934
−HK$3,185/mo
Today · 4.125%
HK$107,119
baseline
▲ 0.50% · 4.625%
HK$113,637
+HK$6,518/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,238/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,137
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$115,145
−HK$3,051/mo
Today · 4.125%
HK$118,196
baseline
▲ 0.50% · 4.625%
HK$124,426
+HK$6,230/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,392/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,598
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,629
−HK$4,096/mo
Today · 4.125%
HK$137,725
baseline
▲ 0.50% · 4.625%
HK$146,105
+HK$8,380/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,450/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,176
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,043
−HK$3,923/mo
Today · 4.125%
HK$151,966
baseline
▲ 0.50% · 4.625%
HK$159,976
+HK$8,010/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$303,932/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,341,934 · Scale 2, in force from 26 Feb 2026)