LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,003
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$2,276/mo
Today · 4.125%
HK$76,518
baseline
▲ 0.50% · 4.625%
HK$81,174
+HK$4,656/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,036/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,102
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,250
−HK$2,180/mo
Today · 4.125%
HK$84,430
baseline
▲ 0.50% · 4.625%
HK$88,880
+HK$4,450/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,860/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,403
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,091
−HK$2,730/mo
Today · 4.125%
HK$91,821
baseline
▲ 0.50% · 4.625%
HK$97,408
+HK$5,587/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,642/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,122
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,700
−HK$2,616/mo
Today · 4.125%
HK$101,316
baseline
▲ 0.50% · 4.625%
HK$106,656
+HK$5,340/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,632/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,804
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,939
−HK$3,186/mo
Today · 4.125%
HK$107,125
baseline
▲ 0.50% · 4.625%
HK$113,643
+HK$6,518/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,250/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,143
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$115,151
−HK$3,051/mo
Today · 4.125%
HK$118,202
baseline
▲ 0.50% · 4.625%
HK$124,432
+HK$6,230/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,404/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,605
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,636
−HK$4,096/mo
Today · 4.125%
HK$137,732
baseline
▲ 0.50% · 4.625%
HK$146,113
+HK$8,381/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,464/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,184
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,051
−HK$3,923/mo
Today · 4.125%
HK$151,974
baseline
▲ 0.50% · 4.625%
HK$159,984
+HK$8,010/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$303,948/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,002 · Scale 2, in force from 26 Feb 2026)