LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,003
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,243
−HK$2,275/mo
Today · 4.125%
HK$76,518
baseline
▲ 0.50% · 4.625%
HK$81,174
+HK$4,656/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,036/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,103
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,251
−HK$2,179/mo
Today · 4.125%
HK$84,430
baseline
▲ 0.50% · 4.625%
HK$88,881
+HK$4,451/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,860/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,404
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$89,091
−HK$2,731/mo
Today · 4.125%
HK$91,822
baseline
▲ 0.50% · 4.625%
HK$97,409
+HK$5,587/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,644/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,123
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,701
−HK$2,615/mo
Today · 4.125%
HK$101,316
baseline
▲ 0.50% · 4.625%
HK$106,657
+HK$5,341/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,632/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,804
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$103,940
−HK$3,185/mo
Today · 4.125%
HK$107,125
baseline
▲ 0.50% · 4.625%
HK$113,644
+HK$6,519/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$214,250/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,144
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$115,151
−HK$3,051/mo
Today · 4.125%
HK$118,202
baseline
▲ 0.50% · 4.625%
HK$124,433
+HK$6,231/mo
Deposit HK$9.47M · loan HK$22.10M · min. income ≈ HK$236,404/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,605
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,637
−HK$4,096/mo
Today · 4.125%
HK$137,733
baseline
▲ 0.50% · 4.625%
HK$146,113
+HK$8,380/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,466/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,185
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,052
−HK$3,923/mo
Today · 4.125%
HK$151,975
baseline
▲ 0.50% · 4.625%
HK$159,985
+HK$8,010/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$303,950/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,010 · Scale 2, in force from 26 Feb 2026)