LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,008
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,248
−HK$2,275/mo
Today · 4.125%
HK$76,523
baseline
▲ 0.50% · 4.625%
HK$81,180
+HK$4,657/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,046/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,108
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,257
−HK$2,179/mo
Today · 4.125%
HK$84,436
baseline
▲ 0.50% · 4.625%
HK$88,887
+HK$4,451/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,872/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,409
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,097
−HK$2,731/mo
Today · 4.125%
HK$91,828
baseline
▲ 0.50% · 4.625%
HK$97,416
+HK$5,588/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,656/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,130
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$98,708
−HK$2,615/mo
Today · 4.125%
HK$101,323
baseline
▲ 0.50% · 4.625%
HK$106,664
+HK$5,341/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,646/mo (50% DSR)
Upfront cash ≈ HK$13.97M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,811
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,947
−HK$3,186/mo
Today · 4.125%
HK$107,133
baseline
▲ 0.50% · 4.625%
HK$113,652
+HK$6,519/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$214,266/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,151
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$115,159
−HK$3,051/mo
Today · 4.125%
HK$118,210
baseline
▲ 0.50% · 4.625%
HK$124,442
+HK$6,232/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$236,420/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,614
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$133,646
−HK$4,096/mo
Today · 4.125%
HK$137,742
baseline
▲ 0.50% · 4.625%
HK$146,123
+HK$8,381/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,484/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,195
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,062
−HK$3,923/mo
Today · 4.125%
HK$151,985
baseline
▲ 0.50% · 4.625%
HK$159,996
+HK$8,011/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$303,970/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,102 · Scale 2, in force from 26 Feb 2026)