LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,016
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,256
−HK$2,276/mo
Today · 4.125%
HK$76,532
baseline
▲ 0.50% · 4.625%
HK$81,189
+HK$4,657/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,064/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,117
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,266
−HK$2,180/mo
Today · 4.125%
HK$84,446
baseline
▲ 0.50% · 4.625%
HK$88,897
+HK$4,451/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,892/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,419
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,108
−HK$2,731/mo
Today · 4.125%
HK$91,839
baseline
▲ 0.50% · 4.625%
HK$97,427
+HK$5,588/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,678/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,141
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,719
−HK$2,616/mo
Today · 4.125%
HK$101,335
baseline
▲ 0.50% · 4.625%
HK$106,676
+HK$5,341/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,670/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,823
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,959
−HK$3,186/mo
Today · 4.125%
HK$107,145
baseline
▲ 0.50% · 4.625%
HK$113,665
+HK$6,520/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$214,290/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,164
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,172
−HK$3,052/mo
Today · 4.125%
HK$118,224
baseline
▲ 0.50% · 4.625%
HK$124,456
+HK$6,232/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$236,448/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,629
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,661
−HK$4,097/mo
Today · 4.125%
HK$137,758
baseline
▲ 0.50% · 4.625%
HK$146,140
+HK$8,382/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,516/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,211
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,079
−HK$3,923/mo
Today · 4.125%
HK$152,002
baseline
▲ 0.50% · 4.625%
HK$160,015
+HK$8,013/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$304,004/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,257 · Scale 2, in force from 26 Feb 2026)