LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,017
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,257
−HK$2,276/mo
Today · 4.125%
HK$76,533
baseline
▲ 0.50% · 4.625%
HK$81,190
+HK$4,657/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,066/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,118
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,267
−HK$2,179/mo
Today · 4.125%
HK$84,446
baseline
▲ 0.50% · 4.625%
HK$88,898
+HK$4,452/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,892/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,420
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$89,108
−HK$2,731/mo
Today · 4.125%
HK$91,839
baseline
▲ 0.50% · 4.625%
HK$97,428
+HK$5,589/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,678/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,141
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,720
−HK$2,616/mo
Today · 4.125%
HK$101,336
baseline
▲ 0.50% · 4.625%
HK$106,677
+HK$5,341/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,672/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,823
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,960
−HK$3,186/mo
Today · 4.125%
HK$107,146
baseline
▲ 0.50% · 4.625%
HK$113,666
+HK$6,520/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$214,292/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,165
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,173
−HK$3,052/mo
Today · 4.125%
HK$118,225
baseline
▲ 0.50% · 4.625%
HK$124,457
+HK$6,232/mo
Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$236,450/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,630
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,662
−HK$4,097/mo
Today · 4.125%
HK$137,759
baseline
▲ 0.50% · 4.625%
HK$146,141
+HK$8,382/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$275,518/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,212
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,080
−HK$3,924/mo
Today · 4.125%
HK$152,004
baseline
▲ 0.50% · 4.625%
HK$160,016
+HK$8,012/mo
Deposit HK$3.16M · loan HK$28.42M · min. income ≈ HK$304,008/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,267 · Scale 2, in force from 26 Feb 2026)