LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,022
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,262
−HK$2,276/mo
Today · 4.125%
HK$76,538
baseline
▲ 0.50% · 4.625%
HK$81,196
+HK$4,658/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,076/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,273
−HK$2,180/mo
Today · 4.125%
HK$84,453
baseline
▲ 0.50% · 4.625%
HK$88,904
+HK$4,451/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,906/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,426
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,115
−HK$2,731/mo
Today · 4.125%
HK$91,846
baseline
▲ 0.50% · 4.625%
HK$97,435
+HK$5,589/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,692/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,149
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$98,727
−HK$2,616/mo
Today · 4.125%
HK$101,343
baseline
▲ 0.50% · 4.625%
HK$106,685
+HK$5,342/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,686/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,831
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,967
−HK$3,187/mo
Today · 4.125%
HK$107,154
baseline
▲ 0.50% · 4.625%
HK$113,674
+HK$6,520/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$214,308/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,173
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,182
−HK$3,052/mo
Today · 4.125%
HK$118,234
baseline
▲ 0.50% · 4.625%
HK$124,466
+HK$6,232/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$236,468/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,640
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,672
−HK$4,097/mo
Today · 4.125%
HK$137,769
baseline
▲ 0.50% · 4.625%
HK$146,152
+HK$8,383/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$275,538/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,223
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,091
−HK$3,924/mo
Today · 4.125%
HK$152,015
baseline
▲ 0.50% · 4.625%
HK$160,028
+HK$8,013/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$304,030/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,366 · Scale 2, in force from 26 Feb 2026)