LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,023
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,263
−HK$2,276/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$81,196
+HK$4,657/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,273
−HK$2,180/mo
Today · 4.125%
HK$84,453
baseline
▲ 0.50% · 4.625%
HK$88,905
+HK$4,452/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,906/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,427
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,116
−HK$2,731/mo
Today · 4.125%
HK$91,847
baseline
▲ 0.50% · 4.625%
HK$97,436
+HK$5,589/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,694/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,149
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,728
−HK$2,616/mo
Today · 4.125%
HK$101,344
baseline
▲ 0.50% · 4.625%
HK$106,686
+HK$5,342/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,688/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,832
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,968
−HK$3,187/mo
Today · 4.125%
HK$107,155
baseline
▲ 0.50% · 4.625%
HK$113,675
+HK$6,520/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$214,310/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,174
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,183
−HK$3,052/mo
Today · 4.125%
HK$118,235
baseline
▲ 0.50% · 4.625%
HK$124,467
+HK$6,232/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$236,470/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,641
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,673
−HK$4,097/mo
Today · 4.125%
HK$137,770
baseline
▲ 0.50% · 4.625%
HK$146,153
+HK$8,383/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$275,540/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,224
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,092
−HK$3,924/mo
Today · 4.125%
HK$152,016
baseline
▲ 0.50% · 4.625%
HK$160,029
+HK$8,013/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$304,032/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,376 · Scale 2, in force from 26 Feb 2026)