LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,024
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,264
−HK$2,276/mo
Today · 4.125%
HK$76,540
baseline
▲ 0.50% · 4.625%
HK$81,198
+HK$4,658/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,080/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,126
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,275
−HK$2,180/mo
Today · 4.125%
HK$84,455
baseline
▲ 0.50% · 4.625%
HK$88,907
+HK$4,452/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,910/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,429
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,117
−HK$2,732/mo
Today · 4.125%
HK$91,849
baseline
▲ 0.50% · 4.625%
HK$97,437
+HK$5,588/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,698/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,151
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,730
−HK$2,616/mo
Today · 4.125%
HK$101,346
baseline
▲ 0.50% · 4.625%
HK$106,688
+HK$5,342/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,692/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,833
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$103,970
−HK$3,187/mo
Today · 4.125%
HK$107,157
baseline
▲ 0.50% · 4.625%
HK$113,677
+HK$6,520/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$214,314/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,176
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,185
−HK$3,052/mo
Today · 4.125%
HK$118,237
baseline
▲ 0.50% · 4.625%
HK$124,469
+HK$6,232/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$236,474/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,643
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$133,676
−HK$4,097/mo
Today · 4.125%
HK$137,773
baseline
▲ 0.50% · 4.625%
HK$146,156
+HK$8,383/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$275,546/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,227
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,095
−HK$3,924/mo
Today · 4.125%
HK$152,019
baseline
▲ 0.50% · 4.625%
HK$160,032
+HK$8,013/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$304,038/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,401 · Scale 2, in force from 26 Feb 2026)