LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,025
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,266
−HK$2,276/mo
Today · 4.125%
HK$76,542
baseline
▲ 0.50% · 4.625%
HK$81,199
+HK$4,657/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,084/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,127
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,276
−HK$2,180/mo
Today · 4.125%
HK$84,456
baseline
▲ 0.50% · 4.625%
HK$88,908
+HK$4,452/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,912/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,430
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,119
−HK$2,731/mo
Today · 4.125%
HK$91,850
baseline
▲ 0.50% · 4.625%
HK$97,439
+HK$5,589/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$183,700/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,153
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$98,732
−HK$2,616/mo
Today · 4.125%
HK$101,348
baseline
▲ 0.50% · 4.625%
HK$106,690
+HK$5,342/mo
Deposit HK$12.63M · loan HK$18.95M · min. income ≈ HK$202,696/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,835
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$103,972
−HK$3,187/mo
Today · 4.125%
HK$107,159
baseline
▲ 0.50% · 4.625%
HK$113,679
+HK$6,520/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$214,318/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,178
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,187
−HK$3,052/mo
Today · 4.125%
HK$118,239
baseline
▲ 0.50% · 4.625%
HK$124,471
+HK$6,232/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$236,478/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,645
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$133,678
−HK$4,097/mo
Today · 4.125%
HK$137,775
baseline
▲ 0.50% · 4.625%
HK$146,159
+HK$8,384/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$275,550/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,229
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$148,097
−HK$3,924/mo
Today · 4.125%
HK$152,021
baseline
▲ 0.50% · 4.625%
HK$160,035
+HK$8,014/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$304,042/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,424 · Scale 2, in force from 26 Feb 2026)