LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,032
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,273
−HK$2,276/mo
Today · 4.125%
HK$76,549
baseline
▲ 0.50% · 4.625%
HK$81,207
+HK$4,658/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$153,098/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,135
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,285
−HK$2,180/mo
Today · 4.125%
HK$84,465
baseline
▲ 0.50% · 4.625%
HK$88,917
+HK$4,452/mo
Deposit HK$15.79M · loan HK$15.79M · min. income ≈ HK$168,930/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,439
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$89,128
−HK$2,731/mo
Today · 4.125%
HK$91,859
baseline
▲ 0.50% · 4.625%
HK$97,449
+HK$5,590/mo
Deposit HK$12.64M · loan HK$18.95M · min. income ≈ HK$183,718/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,162
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$98,741
−HK$2,617/mo
Today · 4.125%
HK$101,358
baseline
▲ 0.50% · 4.625%
HK$106,700
+HK$5,342/mo
Deposit HK$12.64M · loan HK$18.95M · min. income ≈ HK$202,716/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,845
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$103,982
−HK$3,187/mo
Today · 4.125%
HK$107,169
baseline
▲ 0.50% · 4.625%
HK$113,690
+HK$6,521/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$214,338/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,189
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,198
−HK$3,053/mo
Today · 4.125%
HK$118,251
baseline
▲ 0.50% · 4.625%
HK$124,484
+HK$6,233/mo
Deposit HK$9.48M · loan HK$22.11M · min. income ≈ HK$236,502/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,658
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$133,691
−HK$4,098/mo
Today · 4.125%
HK$137,789
baseline
▲ 0.50% · 4.625%
HK$146,173
+HK$8,384/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$275,578/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,244
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$148,112
−HK$3,925/mo
Today · 4.125%
HK$152,037
baseline
▲ 0.50% · 4.625%
HK$160,051
+HK$8,014/mo
Deposit HK$3.16M · loan HK$28.43M · min. income ≈ HK$304,074/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,559 · Scale 2, in force from 26 Feb 2026)