LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,051
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,292
−HK$2,277/mo
Today · 4.125%
HK$76,569
baseline
▲ 0.50% · 4.625%
HK$81,228
+HK$4,659/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,138/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,156
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,306
−HK$2,180/mo
Today · 4.125%
HK$84,486
baseline
▲ 0.50% · 4.625%
HK$88,940
+HK$4,454/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$168,972/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,461
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,150
−HK$2,733/mo
Today · 4.125%
HK$91,883
baseline
▲ 0.50% · 4.625%
HK$97,474
+HK$5,591/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,766/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,187
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,767
−HK$2,617/mo
Today · 4.125%
HK$101,384
baseline
▲ 0.50% · 4.625%
HK$106,728
+HK$5,344/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,768/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,871
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,009
−HK$3,188/mo
Today · 4.125%
HK$107,197
baseline
▲ 0.50% · 4.625%
HK$113,719
+HK$6,522/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,394/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,218
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,228
−HK$3,053/mo
Today · 4.125%
HK$118,281
baseline
▲ 0.50% · 4.625%
HK$124,516
+HK$6,235/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,562/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,691
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$133,726
−HK$4,098/mo
Today · 4.125%
HK$137,824
baseline
▲ 0.50% · 4.625%
HK$146,211
+HK$8,387/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$275,648/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,280
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$148,150
−HK$3,925/mo
Today · 4.125%
HK$152,075
baseline
▲ 0.50% · 4.625%
HK$160,092
+HK$8,017/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$304,150/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,342,902 · Scale 2, in force from 26 Feb 2026)