LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,058
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,300
−HK$2,277/mo
Today · 4.125%
HK$76,577
baseline
▲ 0.50% · 4.625%
HK$81,237
+HK$4,660/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,154/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,164
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,314
−HK$2,181/mo
Today · 4.125%
HK$84,495
baseline
▲ 0.50% · 4.625%
HK$88,949
+HK$4,454/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$168,990/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,470
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$89,160
−HK$2,732/mo
Today · 4.125%
HK$91,892
baseline
▲ 0.50% · 4.625%
HK$97,484
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,784/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,197
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$98,777
−HK$2,617/mo
Today · 4.125%
HK$101,394
baseline
▲ 0.50% · 4.625%
HK$106,739
+HK$5,345/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,788/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,882
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,020
−HK$3,188/mo
Today · 4.125%
HK$107,208
baseline
▲ 0.50% · 4.625%
HK$113,731
+HK$6,523/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,416/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,230
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,240
−HK$3,053/mo
Today · 4.125%
HK$118,293
baseline
▲ 0.50% · 4.625%
HK$124,529
+HK$6,236/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,586/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,705
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$133,740
−HK$4,099/mo
Today · 4.125%
HK$137,839
baseline
▲ 0.50% · 4.625%
HK$146,226
+HK$8,387/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$275,678/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,295
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$148,165
−HK$3,926/mo
Today · 4.125%
HK$152,091
baseline
▲ 0.50% · 4.625%
HK$160,108
+HK$8,017/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$304,182/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,042 · Scale 2, in force from 26 Feb 2026)