LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,066
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,308
−HK$2,277/mo
Today · 4.125%
HK$76,585
baseline
▲ 0.50% · 4.625%
HK$81,245
+HK$4,660/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,170/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,173
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,323
−HK$2,181/mo
Today · 4.125%
HK$84,504
baseline
▲ 0.50% · 4.625%
HK$88,959
+HK$4,455/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,008/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,479
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,169
−HK$2,733/mo
Today · 4.125%
HK$91,902
baseline
▲ 0.50% · 4.625%
HK$97,494
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,804/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,207
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,788
−HK$2,617/mo
Today · 4.125%
HK$101,405
baseline
▲ 0.50% · 4.625%
HK$106,750
+HK$5,345/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,810/mo (50% DSR)
Upfront cash ≈ HK$13.98M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,893
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,031
−HK$3,188/mo
Today · 4.125%
HK$107,219
baseline
▲ 0.50% · 4.625%
HK$113,744
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,438/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,242
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,252
−HK$3,054/mo
Today · 4.125%
HK$118,306
baseline
▲ 0.50% · 4.625%
HK$124,542
+HK$6,236/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,612/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,719
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,754
−HK$4,100/mo
Today · 4.125%
HK$137,854
baseline
▲ 0.50% · 4.625%
HK$146,242
+HK$8,388/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$275,708/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,311
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,182
−HK$3,926/mo
Today · 4.125%
HK$152,108
baseline
▲ 0.50% · 4.625%
HK$160,126
+HK$8,018/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$304,216/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,188 · Scale 2, in force from 26 Feb 2026)