LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,067
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,309
−HK$2,277/mo
Today · 4.125%
HK$76,586
baseline
▲ 0.50% · 4.625%
HK$81,247
+HK$4,661/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,172/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,174
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,324
−HK$2,182/mo
Today · 4.125%
HK$84,506
baseline
▲ 0.50% · 4.625%
HK$88,960
+HK$4,454/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,012/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,481
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,171
−HK$2,733/mo
Today · 4.125%
HK$91,904
baseline
▲ 0.50% · 4.625%
HK$97,496
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,808/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,209
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,789
−HK$2,618/mo
Today · 4.125%
HK$101,407
baseline
▲ 0.50% · 4.625%
HK$106,752
+HK$5,345/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,814/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,894
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,032
−HK$3,189/mo
Today · 4.125%
HK$107,221
baseline
▲ 0.50% · 4.625%
HK$113,745
+HK$6,524/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,442/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,244
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,254
−HK$3,054/mo
Today · 4.125%
HK$118,308
baseline
▲ 0.50% · 4.625%
HK$124,544
+HK$6,236/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,616/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,721
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,756
−HK$4,100/mo
Today · 4.125%
HK$137,856
baseline
▲ 0.50% · 4.625%
HK$146,244
+HK$8,388/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$275,712/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,313
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,184
−HK$3,926/mo
Today · 4.125%
HK$152,110
baseline
▲ 0.50% · 4.625%
HK$160,128
+HK$8,018/mo
Deposit HK$3.16M · loan HK$28.44M · min. income ≈ HK$304,220/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,207 · Scale 2, in force from 26 Feb 2026)