LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,070
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,312
−HK$2,277/mo
Today · 4.125%
HK$76,589
baseline
▲ 0.50% · 4.625%
HK$81,249
+HK$4,660/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,178/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,177
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,327
−HK$2,182/mo
Today · 4.125%
HK$84,509
baseline
▲ 0.50% · 4.625%
HK$88,963
+HK$4,454/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,018/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,484
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$89,174
−HK$2,733/mo
Today · 4.125%
HK$91,907
baseline
▲ 0.50% · 4.625%
HK$97,499
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,814/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,212
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,793
−HK$2,617/mo
Today · 4.125%
HK$101,410
baseline
▲ 0.50% · 4.625%
HK$106,756
+HK$5,346/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,820/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,898
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,036
−HK$3,189/mo
Today · 4.125%
HK$107,225
baseline
▲ 0.50% · 4.625%
HK$113,749
+HK$6,524/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,450/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,248
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,258
−HK$3,054/mo
Today · 4.125%
HK$118,312
baseline
▲ 0.50% · 4.625%
HK$124,548
+HK$6,236/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,624/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,726
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$133,761
−HK$4,099/mo
Today · 4.125%
HK$137,860
baseline
▲ 0.50% · 4.625%
HK$146,249
+HK$8,389/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,720/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,318
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,189
−HK$3,926/mo
Today · 4.125%
HK$152,115
baseline
▲ 0.50% · 4.625%
HK$160,134
+HK$8,019/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,230/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,254 · Scale 2, in force from 26 Feb 2026)