LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,071
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,313
−HK$2,278/mo
Today · 4.125%
HK$76,591
baseline
▲ 0.50% · 4.625%
HK$81,251
+HK$4,660/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,182/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,179
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,329
−HK$2,181/mo
Today · 4.125%
HK$84,510
baseline
▲ 0.50% · 4.625%
HK$88,965
+HK$4,455/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,020/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,485
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,176
−HK$2,733/mo
Today · 4.125%
HK$91,909
baseline
▲ 0.50% · 4.625%
HK$97,501
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,818/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,214
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$98,795
−HK$2,617/mo
Today · 4.125%
HK$101,412
baseline
▲ 0.50% · 4.625%
HK$106,758
+HK$5,346/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,824/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,038
−HK$3,189/mo
Today · 4.125%
HK$107,227
baseline
▲ 0.50% · 4.625%
HK$113,752
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$214,454/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,250
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,260
−HK$3,054/mo
Today · 4.125%
HK$118,314
baseline
▲ 0.50% · 4.625%
HK$124,551
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.12M · min. income ≈ HK$236,628/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,728
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,763
−HK$4,100/mo
Today · 4.125%
HK$137,863
baseline
▲ 0.50% · 4.625%
HK$146,252
+HK$8,389/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,726/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,321
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$148,192
−HK$3,927/mo
Today · 4.125%
HK$152,119
baseline
▲ 0.50% · 4.625%
HK$160,137
+HK$8,018/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,238/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,282 · Scale 2, in force from 26 Feb 2026)