LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,073
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,315
−HK$2,278/mo
Today · 4.125%
HK$76,593
baseline
▲ 0.50% · 4.625%
HK$81,254
+HK$4,661/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,186/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,181
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,331
−HK$2,182/mo
Today · 4.125%
HK$84,513
baseline
▲ 0.50% · 4.625%
HK$88,968
+HK$4,455/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,026/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,488
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,178
−HK$2,734/mo
Today · 4.125%
HK$91,912
baseline
▲ 0.50% · 4.625%
HK$97,504
+HK$5,592/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$183,824/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,217
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,798
−HK$2,618/mo
Today · 4.125%
HK$101,416
baseline
▲ 0.50% · 4.625%
HK$106,761
+HK$5,345/mo
Deposit HK$12.64M · loan HK$18.96M · min. income ≈ HK$202,832/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,903
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,041
−HK$3,189/mo
Today · 4.125%
HK$107,230
baseline
▲ 0.50% · 4.625%
HK$113,755
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,460/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,253
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,264
−HK$3,054/mo
Today · 4.125%
HK$118,318
baseline
▲ 0.50% · 4.625%
HK$124,555
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,636/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,732
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,768
−HK$4,100/mo
Today · 4.125%
HK$137,868
baseline
▲ 0.50% · 4.625%
HK$146,256
+HK$8,388/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,736/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,326
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,197
−HK$3,926/mo
Today · 4.125%
HK$152,123
baseline
▲ 0.50% · 4.625%
HK$160,142
+HK$8,019/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,246/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,324 · Scale 2, in force from 26 Feb 2026)