LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,078
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,321
−HK$2,277/mo
Today · 4.125%
HK$76,598
baseline
▲ 0.50% · 4.625%
HK$81,259
+HK$4,661/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$153,196/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,187
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,337
−HK$2,182/mo
Today · 4.125%
HK$84,519
baseline
▲ 0.50% · 4.625%
HK$88,974
+HK$4,455/mo
Deposit HK$15.80M · loan HK$15.80M · min. income ≈ HK$169,038/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,494
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,185
−HK$2,733/mo
Today · 4.125%
HK$91,918
baseline
▲ 0.50% · 4.625%
HK$97,511
+HK$5,593/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$183,836/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,224
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,805
−HK$2,618/mo
Today · 4.125%
HK$101,423
baseline
▲ 0.50% · 4.625%
HK$106,769
+HK$5,346/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$202,846/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,910
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,049
−HK$3,189/mo
Today · 4.125%
HK$107,238
baseline
▲ 0.50% · 4.625%
HK$113,763
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,476/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,261
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,272
−HK$3,054/mo
Today · 4.125%
HK$118,326
baseline
▲ 0.50% · 4.625%
HK$124,563
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,652/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,741
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,777
−HK$4,100/mo
Today · 4.125%
HK$137,877
baseline
▲ 0.50% · 4.625%
HK$146,267
+HK$8,390/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,754/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,336
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$148,207
−HK$3,927/mo
Today · 4.125%
HK$152,134
baseline
▲ 0.50% · 4.625%
HK$160,153
+HK$8,019/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,268/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,417 · Scale 2, in force from 26 Feb 2026)