LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,081
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,323
−HK$2,278/mo
Today · 4.125%
HK$76,601
baseline
▲ 0.50% · 4.625%
HK$81,262
+HK$4,661/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,202/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,190
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,340
−HK$2,182/mo
Today · 4.125%
HK$84,522
baseline
▲ 0.50% · 4.625%
HK$88,977
+HK$4,455/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,044/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,497
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,188
−HK$2,733/mo
Today · 4.125%
HK$91,921
baseline
▲ 0.50% · 4.625%
HK$97,515
+HK$5,594/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$183,842/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,227
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,808
−HK$2,618/mo
Today · 4.125%
HK$101,426
baseline
▲ 0.50% · 4.625%
HK$106,773
+HK$5,347/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$202,852/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,914
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,053
−HK$3,189/mo
Today · 4.125%
HK$107,242
baseline
▲ 0.50% · 4.625%
HK$113,767
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,484/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,265
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,276
−HK$3,055/mo
Today · 4.125%
HK$118,331
baseline
▲ 0.50% · 4.625%
HK$124,568
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,662/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,746
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,782
−HK$4,100/mo
Today · 4.125%
HK$137,882
baseline
▲ 0.50% · 4.625%
HK$146,272
+HK$8,390/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,764/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,341
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$148,212
−HK$3,927/mo
Today · 4.125%
HK$152,139
baseline
▲ 0.50% · 4.625%
HK$160,159
+HK$8,020/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,278/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,467 · Scale 2, in force from 26 Feb 2026)