LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,083
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,325
−HK$2,278/mo
Today · 4.125%
HK$76,603
baseline
▲ 0.50% · 4.625%
HK$81,264
+HK$4,661/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,206/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,192
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,342
−HK$2,182/mo
Today · 4.125%
HK$84,524
baseline
▲ 0.50% · 4.625%
HK$88,980
+HK$4,456/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,048/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,500
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$89,190
−HK$2,734/mo
Today · 4.125%
HK$91,924
baseline
▲ 0.50% · 4.625%
HK$97,517
+HK$5,593/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$183,848/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,230
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,811
−HK$2,618/mo
Today · 4.125%
HK$101,429
baseline
▲ 0.50% · 4.625%
HK$106,776
+HK$5,347/mo
Deposit HK$12.64M · loan HK$18.97M · min. income ≈ HK$202,858/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,916
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,055
−HK$3,190/mo
Today · 4.125%
HK$107,245
baseline
▲ 0.50% · 4.625%
HK$113,770
+HK$6,525/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,490/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,268
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,279
−HK$3,055/mo
Today · 4.125%
HK$118,334
baseline
▲ 0.50% · 4.625%
HK$124,571
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,668/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,750
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,786
−HK$4,100/mo
Today · 4.125%
HK$137,886
baseline
▲ 0.50% · 4.625%
HK$146,276
+HK$8,390/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,772/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,345
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,216
−HK$3,928/mo
Today · 4.125%
HK$152,144
baseline
▲ 0.50% · 4.625%
HK$160,163
+HK$8,019/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,288/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,503 · Scale 2, in force from 26 Feb 2026)