LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,086
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,328
−HK$2,278/mo
Today · 4.125%
HK$76,606
baseline
▲ 0.50% · 4.625%
HK$81,268
+HK$4,662/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,212/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,195
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,346
−HK$2,182/mo
Today · 4.125%
HK$84,528
baseline
▲ 0.50% · 4.625%
HK$88,983
+HK$4,455/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,056/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,503
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,194
−HK$2,734/mo
Today · 4.125%
HK$91,928
baseline
▲ 0.50% · 4.625%
HK$97,521
+HK$5,593/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$183,856/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,234
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$98,815
−HK$2,618/mo
Today · 4.125%
HK$101,433
baseline
▲ 0.50% · 4.625%
HK$106,780
+HK$5,347/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$202,866/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,920
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,060
−HK$3,189/mo
Today · 4.125%
HK$107,249
baseline
▲ 0.50% · 4.625%
HK$113,775
+HK$6,526/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,498/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,273
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,284
−HK$3,055/mo
Today · 4.125%
HK$118,339
baseline
▲ 0.50% · 4.625%
HK$124,576
+HK$6,237/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,678/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,755
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$133,791
−HK$4,101/mo
Today · 4.125%
HK$137,892
baseline
▲ 0.50% · 4.625%
HK$146,282
+HK$8,390/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,784/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,351
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,222
−HK$3,928/mo
Today · 4.125%
HK$152,150
baseline
▲ 0.50% · 4.625%
HK$160,170
+HK$8,020/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,300/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$1,343,558 · Scale 2, in force from 26 Feb 2026)