LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,089
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,331
−HK$2,279/mo
Today · 4.125%
HK$76,610
baseline
▲ 0.50% · 4.625%
HK$81,271
+HK$4,661/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,220/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,198
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,349
−HK$2,182/mo
Today · 4.125%
HK$84,531
baseline
▲ 0.50% · 4.625%
HK$88,987
+HK$4,456/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,062/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,507
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,198
−HK$2,734/mo
Today · 4.125%
HK$91,932
baseline
▲ 0.50% · 4.625%
HK$97,525
+HK$5,593/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$183,864/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,238
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,819
−HK$2,619/mo
Today · 4.125%
HK$101,438
baseline
▲ 0.50% · 4.625%
HK$106,784
+HK$5,346/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$202,876/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,925
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,064
−HK$3,190/mo
Today · 4.125%
HK$107,254
baseline
▲ 0.50% · 4.625%
HK$113,780
+HK$6,526/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,508/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,278
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,289
−HK$3,055/mo
Today · 4.125%
HK$118,344
baseline
▲ 0.50% · 4.625%
HK$124,582
+HK$6,238/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,688/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,760
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$133,797
−HK$4,100/mo
Today · 4.125%
HK$137,897
baseline
▲ 0.50% · 4.625%
HK$146,288
+HK$8,391/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,794/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,357
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,229
−HK$3,927/mo
Today · 4.125%
HK$152,156
baseline
▲ 0.50% · 4.625%
HK$160,177
+HK$8,021/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,312/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,615 · Scale 2, in force from 26 Feb 2026)