LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,092
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,334
−HK$2,278/mo
Today · 4.125%
HK$76,612
baseline
▲ 0.50% · 4.625%
HK$81,274
+HK$4,662/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,224/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,201
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,352
−HK$2,182/mo
Today · 4.125%
HK$84,534
baseline
▲ 0.50% · 4.625%
HK$88,990
+HK$4,456/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,068/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,510
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$89,201
−HK$2,734/mo
Today · 4.125%
HK$91,935
baseline
▲ 0.50% · 4.625%
HK$97,529
+HK$5,594/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$183,870/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,241
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,823
−HK$2,618/mo
Today · 4.125%
HK$101,441
baseline
▲ 0.50% · 4.625%
HK$106,788
+HK$5,347/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$202,882/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,928
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,068
−HK$3,189/mo
Today · 4.125%
HK$107,257
baseline
▲ 0.50% · 4.625%
HK$113,784
+HK$6,527/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$214,514/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,282
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,293
−HK$3,055/mo
Today · 4.125%
HK$118,348
baseline
▲ 0.50% · 4.625%
HK$124,586
+HK$6,238/mo
Deposit HK$9.48M · loan HK$22.13M · min. income ≈ HK$236,696/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,765
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$133,801
−HK$4,101/mo
Today · 4.125%
HK$137,902
baseline
▲ 0.50% · 4.625%
HK$146,293
+HK$8,391/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$275,804/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,362
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,234
−HK$3,928/mo
Today · 4.125%
HK$152,162
baseline
▲ 0.50% · 4.625%
HK$160,182
+HK$8,020/mo
Deposit HK$3.16M · loan HK$28.45M · min. income ≈ HK$304,324/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,662 · Scale 2, in force from 26 Feb 2026)