LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,097
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,340
−HK$2,278/mo
Today · 4.125%
HK$76,618
baseline
▲ 0.50% · 4.625%
HK$81,280
+HK$4,662/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,236/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,207
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,358
−HK$2,182/mo
Today · 4.125%
HK$84,540
baseline
▲ 0.50% · 4.625%
HK$88,997
+HK$4,457/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,080/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,516
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,208
−HK$2,734/mo
Today · 4.125%
HK$91,942
baseline
▲ 0.50% · 4.625%
HK$97,536
+HK$5,594/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$183,884/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,249
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,830
−HK$2,619/mo
Today · 4.125%
HK$101,449
baseline
▲ 0.50% · 4.625%
HK$106,796
+HK$5,347/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$202,898/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,936
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,075
−HK$3,190/mo
Today · 4.125%
HK$107,265
baseline
▲ 0.50% · 4.625%
HK$113,792
+HK$6,527/mo
Deposit HK$9.49M · loan HK$22.13M · min. income ≈ HK$214,530/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,290
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,302
−HK$3,055/mo
Today · 4.125%
HK$118,357
baseline
▲ 0.50% · 4.625%
HK$124,595
+HK$6,238/mo
Deposit HK$9.49M · loan HK$22.13M · min. income ≈ HK$236,714/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,775
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,811
−HK$4,102/mo
Today · 4.125%
HK$137,913
baseline
▲ 0.50% · 4.625%
HK$146,304
+HK$8,391/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$275,826/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,373
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,245
−HK$3,928/mo
Today · 4.125%
HK$152,173
baseline
▲ 0.50% · 4.625%
HK$160,194
+HK$8,021/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$304,346/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,762 · Scale 2, in force from 26 Feb 2026)