LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,106
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,349
−HK$2,278/mo
Today · 4.125%
HK$76,627
baseline
▲ 0.50% · 4.625%
HK$81,290
+HK$4,663/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,254/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,217
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,368
−HK$2,183/mo
Today · 4.125%
HK$84,551
baseline
▲ 0.50% · 4.625%
HK$89,008
+HK$4,457/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,102/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,527
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,218
−HK$2,735/mo
Today · 4.125%
HK$91,953
baseline
▲ 0.50% · 4.625%
HK$97,548
+HK$5,595/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$183,906/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,260
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,842
−HK$2,619/mo
Today · 4.125%
HK$101,461
baseline
▲ 0.50% · 4.625%
HK$106,809
+HK$5,348/mo
Deposit HK$12.65M · loan HK$18.97M · min. income ≈ HK$202,922/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,948
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$104,088
−HK$3,190/mo
Today · 4.125%
HK$107,278
baseline
▲ 0.50% · 4.625%
HK$113,806
+HK$6,528/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,556/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,304
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,316
−HK$3,055/mo
Today · 4.125%
HK$118,371
baseline
▲ 0.50% · 4.625%
HK$124,611
+HK$6,240/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,742/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,790
−HK$8,139/mo
▼ 0.25% · 3.875%
HK$133,827
−HK$4,102/mo
Today · 4.125%
HK$137,929
baseline
▲ 0.50% · 4.625%
HK$146,322
+HK$8,393/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$275,858/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,390
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$148,263
−HK$3,928/mo
Today · 4.125%
HK$152,191
baseline
▲ 0.50% · 4.625%
HK$160,214
+HK$8,023/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$304,382/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,343,925 · Scale 2, in force from 26 Feb 2026)