LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,114
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,357
−HK$2,279/mo
Today · 4.125%
HK$76,636
baseline
▲ 0.50% · 4.625%
HK$81,299
+HK$4,663/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,272/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,226
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,378
−HK$2,182/mo
Today · 4.125%
HK$84,560
baseline
▲ 0.50% · 4.625%
HK$89,018
+HK$4,458/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,120/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,537
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,229
−HK$2,734/mo
Today · 4.125%
HK$91,963
baseline
▲ 0.50% · 4.625%
HK$97,559
+HK$5,596/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,926/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,271
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,853
−HK$2,620/mo
Today · 4.125%
HK$101,473
baseline
▲ 0.50% · 4.625%
HK$106,821
+HK$5,348/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$202,946/mo (50% DSR)
Upfront cash ≈ HK$13.99M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,960
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,100
−HK$3,191/mo
Today · 4.125%
HK$107,291
baseline
▲ 0.50% · 4.625%
HK$113,819
+HK$6,528/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,582/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,316
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,329
−HK$3,056/mo
Today · 4.125%
HK$118,385
baseline
▲ 0.50% · 4.625%
HK$124,625
+HK$6,240/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,770/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,805
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,843
−HK$4,102/mo
Today · 4.125%
HK$137,945
baseline
▲ 0.50% · 4.625%
HK$146,339
+HK$8,394/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$275,890/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,407
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,280
−HK$3,929/mo
Today · 4.125%
HK$152,209
baseline
▲ 0.50% · 4.625%
HK$160,232
+HK$8,023/mo
Deposit HK$3.16M · loan HK$28.46M · min. income ≈ HK$304,418/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,079 · Scale 2, in force from 26 Feb 2026)