LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,121
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,364
−HK$2,279/mo
Today · 4.125%
HK$76,643
baseline
▲ 0.50% · 4.625%
HK$81,307
+HK$4,664/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,286/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,234
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,386
−HK$2,183/mo
Today · 4.125%
HK$84,569
baseline
▲ 0.50% · 4.625%
HK$89,026
+HK$4,457/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,138/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,545
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,237
−HK$2,735/mo
Today · 4.125%
HK$91,972
baseline
▲ 0.50% · 4.625%
HK$97,568
+HK$5,596/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,944/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,280
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,863
−HK$2,619/mo
Today · 4.125%
HK$101,482
baseline
▲ 0.50% · 4.625%
HK$106,831
+HK$5,349/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$202,964/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,969
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,110
−HK$3,191/mo
Today · 4.125%
HK$107,301
baseline
▲ 0.50% · 4.625%
HK$113,830
+HK$6,529/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,602/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,327
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,340
−HK$3,056/mo
Today · 4.125%
HK$118,396
baseline
▲ 0.50% · 4.625%
HK$124,637
+HK$6,241/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,792/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,818
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,856
−HK$4,102/mo
Today · 4.125%
HK$137,958
baseline
▲ 0.50% · 4.625%
HK$146,353
+HK$8,395/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,916/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,421
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,294
−HK$3,929/mo
Today · 4.125%
HK$152,223
baseline
▲ 0.50% · 4.625%
HK$160,247
+HK$8,024/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,446/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,207 · Scale 2, in force from 26 Feb 2026)