LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,121
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,365
−HK$2,279/mo
Today · 4.125%
HK$76,644
baseline
▲ 0.50% · 4.625%
HK$81,308
+HK$4,664/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$153,288/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,234
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,386
−HK$2,183/mo
Today · 4.125%
HK$84,569
baseline
▲ 0.50% · 4.625%
HK$89,027
+HK$4,458/mo
Deposit HK$15.81M · loan HK$15.81M · min. income ≈ HK$169,138/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,546
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,238
−HK$2,735/mo
Today · 4.125%
HK$91,973
baseline
▲ 0.50% · 4.625%
HK$97,569
+HK$5,596/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,946/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,281
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,864
−HK$2,619/mo
Today · 4.125%
HK$101,483
baseline
▲ 0.50% · 4.625%
HK$106,832
+HK$5,349/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$202,966/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,970
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,111
−HK$3,191/mo
Today · 4.125%
HK$107,302
baseline
▲ 0.50% · 4.625%
HK$113,831
+HK$6,529/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,604/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,328
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,341
−HK$3,056/mo
Today · 4.125%
HK$118,397
baseline
▲ 0.50% · 4.625%
HK$124,638
+HK$6,241/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,794/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,819
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,857
−HK$4,102/mo
Today · 4.125%
HK$137,959
baseline
▲ 0.50% · 4.625%
HK$146,354
+HK$8,395/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,918/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,422
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,295
−HK$3,930/mo
Today · 4.125%
HK$152,225
baseline
▲ 0.50% · 4.625%
HK$160,249
+HK$8,024/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,450/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,219 · Scale 2, in force from 26 Feb 2026)