LTV · monthly repayment
▼ 0.50% · 3.625%
HK$721,274
−HK$45,231/mo
▼ 0.25% · 3.875%
HK$743,710
−HK$22,795/mo
Today · 4.125%
HK$766,505
baseline
▲ 0.50% · 4.625%
HK$813,145
+HK$46,640/mo
Deposit HK$158.16M · loan HK$158.16M · min. income ≈ HK$1,533,010/mo (50% DSR)
Upfront cash ≈ HK$178.72M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$802,411
−HK$43,351/mo
▼ 0.25% · 3.875%
HK$823,931
−HK$21,831/mo
Today · 4.125%
HK$845,762
baseline
▲ 0.50% · 4.625%
HK$890,344
+HK$44,582/mo
Deposit HK$158.16M · loan HK$158.16M · min. income ≈ HK$1,691,524/mo (50% DSR)
Upfront cash ≈ HK$178.72M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$865,529
−HK$54,277/mo
▼ 0.25% · 3.875%
HK$892,452
−HK$27,354/mo
Today · 4.125%
HK$919,806
baseline
▲ 0.50% · 4.625%
HK$975,774
+HK$55,968/mo
Deposit HK$126.53M · loan HK$189.79M · min. income ≈ HK$1,839,612/mo (50% DSR)
Upfront cash ≈ HK$147.09M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$962,893
−HK$52,022/mo
▼ 0.25% · 3.875%
HK$988,717
−HK$26,198/mo
Today · 4.125%
HK$1,014,915
baseline
▲ 0.50% · 4.625%
HK$1,068,412
+HK$53,497/mo
Deposit HK$126.53M · loan HK$189.79M · min. income ≈ HK$2,029,830/mo (50% DSR)
Upfront cash ≈ HK$147.09M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,009,784
−HK$63,323/mo
▼ 0.25% · 3.875%
HK$1,041,194
−HK$31,913/mo
Today · 4.125%
HK$1,073,107
baseline
▲ 0.50% · 4.625%
HK$1,138,402
+HK$65,295/mo
Deposit HK$94.89M · loan HK$221.42M · min. income ≈ HK$2,146,214/mo (50% DSR)
Upfront cash ≈ HK$115.45M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,123,375
−HK$60,692/mo
▼ 0.25% · 3.875%
HK$1,153,503
−HK$30,564/mo
Today · 4.125%
HK$1,184,067
baseline
▲ 0.50% · 4.625%
HK$1,246,481
+HK$62,414/mo
Deposit HK$94.89M · loan HK$221.42M · min. income ≈ HK$2,368,134/mo (50% DSR)
Upfront cash ≈ HK$115.45M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,298,294
−HK$81,414/mo
▼ 0.25% · 3.875%
HK$1,338,678
−HK$41,030/mo
Today · 4.125%
HK$1,379,708
baseline
▲ 0.50% · 4.625%
HK$1,463,660
+HK$83,952/mo
Deposit HK$31.63M · loan HK$284.68M · min. income ≈ HK$2,759,416/mo (50% DSR)
Upfront cash ≈ HK$52.19M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,444,339
−HK$78,033/mo
▼ 0.25% · 3.875%
HK$1,483,075
−HK$39,297/mo
Today · 4.125%
HK$1,522,372
baseline
▲ 0.50% · 4.625%
HK$1,602,618
+HK$80,246/mo
Deposit HK$31.63M · loan HK$284.68M · min. income ≈ HK$3,044,744/mo (50% DSR)
Upfront cash ≈ HK$52.19M (deposit + AVD stamp duty HK$20,560,335 · Scale 2, in force from 26 Feb 2026)