LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,129
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,373
−HK$2,279/mo
Today · 4.125%
HK$76,652
baseline
▲ 0.50% · 4.625%
HK$81,316
+HK$4,664/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,304/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,243
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,395
−HK$2,183/mo
Today · 4.125%
HK$84,578
baseline
▲ 0.50% · 4.625%
HK$89,036
+HK$4,458/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,156/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,555
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,247
−HK$2,736/mo
Today · 4.125%
HK$91,983
baseline
▲ 0.50% · 4.625%
HK$97,579
+HK$5,596/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,966/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,291
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,874
−HK$2,620/mo
Today · 4.125%
HK$101,494
baseline
▲ 0.50% · 4.625%
HK$106,844
+HK$5,350/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$202,988/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,981
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,122
−HK$3,191/mo
Today · 4.125%
HK$107,313
baseline
▲ 0.50% · 4.625%
HK$113,843
+HK$6,530/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,626/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,340
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,353
−HK$3,056/mo
Today · 4.125%
HK$118,409
baseline
▲ 0.50% · 4.625%
HK$124,651
+HK$6,242/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,818/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,832
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$133,871
−HK$4,103/mo
Today · 4.125%
HK$137,974
baseline
▲ 0.50% · 4.625%
HK$146,369
+HK$8,395/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,948/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,437
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,311
−HK$3,930/mo
Today · 4.125%
HK$152,241
baseline
▲ 0.50% · 4.625%
HK$160,265
+HK$8,024/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,482/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,359 · Scale 2, in force from 26 Feb 2026)