LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,133
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,376
−HK$2,280/mo
Today · 4.125%
HK$76,656
baseline
▲ 0.50% · 4.625%
HK$81,320
+HK$4,664/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,312/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,247
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,399
−HK$2,183/mo
Today · 4.125%
HK$84,582
baseline
▲ 0.50% · 4.625%
HK$89,041
+HK$4,459/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,164/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,559
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,252
−HK$2,735/mo
Today · 4.125%
HK$91,987
baseline
▲ 0.50% · 4.625%
HK$97,584
+HK$5,597/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,974/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,296
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,879
−HK$2,620/mo
Today · 4.125%
HK$101,499
baseline
▲ 0.50% · 4.625%
HK$106,849
+HK$5,350/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$202,998/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,986
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,127
−HK$3,191/mo
Today · 4.125%
HK$107,318
baseline
▲ 0.50% · 4.625%
HK$113,849
+HK$6,531/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$214,636/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,346
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,359
−HK$3,056/mo
Today · 4.125%
HK$118,415
baseline
▲ 0.50% · 4.625%
HK$124,657
+HK$6,242/mo
Deposit HK$9.49M · loan HK$22.14M · min. income ≈ HK$236,830/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,839
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$133,878
−HK$4,103/mo
Today · 4.125%
HK$137,981
baseline
▲ 0.50% · 4.625%
HK$146,377
+HK$8,396/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,962/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,444
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,318
−HK$3,930/mo
Today · 4.125%
HK$152,248
baseline
▲ 0.50% · 4.625%
HK$160,273
+HK$8,025/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,496/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,428 · Scale 2, in force from 26 Feb 2026)