LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,138
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,382
−HK$2,280/mo
Today · 4.125%
HK$76,662
baseline
▲ 0.50% · 4.625%
HK$81,326
+HK$4,664/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,324/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,253
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,405
−HK$2,183/mo
Today · 4.125%
HK$84,588
baseline
▲ 0.50% · 4.625%
HK$89,047
+HK$4,459/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,176/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,565
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,258
−HK$2,736/mo
Today · 4.125%
HK$91,994
baseline
▲ 0.50% · 4.625%
HK$97,592
+HK$5,598/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,988/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,303
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,886
−HK$2,620/mo
Today · 4.125%
HK$101,506
baseline
▲ 0.50% · 4.625%
HK$106,857
+HK$5,351/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$203,012/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,993
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,135
−HK$3,191/mo
Today · 4.125%
HK$107,326
baseline
▲ 0.50% · 4.625%
HK$113,857
+HK$6,531/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,652/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,354
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,367
−HK$3,057/mo
Today · 4.125%
HK$118,424
baseline
▲ 0.50% · 4.625%
HK$124,666
+HK$6,242/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,848/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,848
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$133,887
−HK$4,104/mo
Today · 4.125%
HK$137,991
baseline
▲ 0.50% · 4.625%
HK$146,387
+HK$8,396/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,982/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,455
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,329
−HK$3,930/mo
Today · 4.125%
HK$152,259
baseline
▲ 0.50% · 4.625%
HK$160,285
+HK$8,026/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,518/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,525 · Scale 2, in force from 26 Feb 2026)