LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,139
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,383
−HK$2,280/mo
Today · 4.125%
HK$76,663
baseline
▲ 0.50% · 4.625%
HK$81,328
+HK$4,665/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,326/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,254
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,407
−HK$2,183/mo
Today · 4.125%
HK$84,590
baseline
▲ 0.50% · 4.625%
HK$89,049
+HK$4,459/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,180/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,567
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,260
−HK$2,736/mo
Today · 4.125%
HK$91,996
baseline
▲ 0.50% · 4.625%
HK$97,593
+HK$5,597/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,992/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,305
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,888
−HK$2,620/mo
Today · 4.125%
HK$101,508
baseline
▲ 0.50% · 4.625%
HK$106,859
+HK$5,351/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$203,016/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,995
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,136
−HK$3,192/mo
Today · 4.125%
HK$107,328
baseline
▲ 0.50% · 4.625%
HK$113,859
+HK$6,531/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,656/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,356
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,369
−HK$3,057/mo
Today · 4.125%
HK$118,426
baseline
▲ 0.50% · 4.625%
HK$124,669
+HK$6,243/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,852/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,851
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$133,890
−HK$4,103/mo
Today · 4.125%
HK$137,993
baseline
▲ 0.50% · 4.625%
HK$146,390
+HK$8,397/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,986/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,458
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,332
−HK$3,930/mo
Today · 4.125%
HK$152,262
baseline
▲ 0.50% · 4.625%
HK$160,288
+HK$8,026/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,524/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,550 · Scale 2, in force from 26 Feb 2026)