LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,140
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,384
−HK$2,280/mo
Today · 4.125%
HK$76,664
baseline
▲ 0.50% · 4.625%
HK$81,328
+HK$4,664/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,328/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,255
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,407
−HK$2,184/mo
Today · 4.125%
HK$84,591
baseline
▲ 0.50% · 4.625%
HK$89,050
+HK$4,459/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,182/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,568
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,261
−HK$2,735/mo
Today · 4.125%
HK$91,996
baseline
▲ 0.50% · 4.625%
HK$97,594
+HK$5,598/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$183,992/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,306
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,889
−HK$2,620/mo
Today · 4.125%
HK$101,509
baseline
▲ 0.50% · 4.625%
HK$106,860
+HK$5,351/mo
Deposit HK$12.65M · loan HK$18.98M · min. income ≈ HK$203,018/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,996
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,137
−HK$3,192/mo
Today · 4.125%
HK$107,329
baseline
▲ 0.50% · 4.625%
HK$113,860
+HK$6,531/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,658/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,357
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,370
−HK$3,057/mo
Today · 4.125%
HK$118,427
baseline
▲ 0.50% · 4.625%
HK$124,669
+HK$6,242/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,854/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,852
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$133,891
−HK$4,104/mo
Today · 4.125%
HK$137,995
baseline
▲ 0.50% · 4.625%
HK$146,391
+HK$8,396/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,990/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,459
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,333
−HK$3,930/mo
Today · 4.125%
HK$152,263
baseline
▲ 0.50% · 4.625%
HK$160,289
+HK$8,026/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,526/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,561 · Scale 2, in force from 26 Feb 2026)