LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,142
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,386
−HK$2,280/mo
Today · 4.125%
HK$76,666
baseline
▲ 0.50% · 4.625%
HK$81,331
+HK$4,665/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,332/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,257
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,410
−HK$2,183/mo
Today · 4.125%
HK$84,593
baseline
▲ 0.50% · 4.625%
HK$89,052
+HK$4,459/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,186/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,571
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,263
−HK$2,736/mo
Today · 4.125%
HK$91,999
baseline
▲ 0.50% · 4.625%
HK$97,597
+HK$5,598/mo
Deposit HK$12.66M · loan HK$18.98M · min. income ≈ HK$183,998/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,309
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,892
−HK$2,620/mo
Today · 4.125%
HK$101,512
baseline
▲ 0.50% · 4.625%
HK$106,863
+HK$5,351/mo
Deposit HK$12.66M · loan HK$18.98M · min. income ≈ HK$203,024/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,999
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,141
−HK$3,192/mo
Today · 4.125%
HK$107,333
baseline
▲ 0.50% · 4.625%
HK$113,863
+HK$6,530/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,666/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,360
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,374
−HK$3,057/mo
Today · 4.125%
HK$118,431
baseline
▲ 0.50% · 4.625%
HK$124,673
+HK$6,242/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,862/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,856
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$133,895
−HK$4,104/mo
Today · 4.125%
HK$137,999
baseline
▲ 0.50% · 4.625%
HK$146,396
+HK$8,397/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$275,998/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,463
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$148,338
−HK$3,930/mo
Today · 4.125%
HK$152,268
baseline
▲ 0.50% · 4.625%
HK$160,294
+HK$8,026/mo
Deposit HK$3.16M · loan HK$28.47M · min. income ≈ HK$304,536/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,604 · Scale 2, in force from 26 Feb 2026)