LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,157
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,402
−HK$2,280/mo
Today · 4.125%
HK$76,682
baseline
▲ 0.50% · 4.625%
HK$81,348
+HK$4,666/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,364/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,274
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,427
−HK$2,184/mo
Today · 4.125%
HK$84,611
baseline
▲ 0.50% · 4.625%
HK$89,071
+HK$4,460/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,222/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,589
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,282
−HK$2,736/mo
Today · 4.125%
HK$92,018
baseline
▲ 0.50% · 4.625%
HK$97,618
+HK$5,600/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,036/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,329
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,912
−HK$2,621/mo
Today · 4.125%
HK$101,533
baseline
▲ 0.50% · 4.625%
HK$106,885
+HK$5,352/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,066/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,020
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,162
−HK$3,193/mo
Today · 4.125%
HK$107,355
baseline
▲ 0.50% · 4.625%
HK$113,887
+HK$6,532/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,710/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,384
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,398
−HK$3,057/mo
Today · 4.125%
HK$118,455
baseline
▲ 0.50% · 4.625%
HK$124,699
+HK$6,244/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,910/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,883
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$133,923
−HK$4,105/mo
Today · 4.125%
HK$138,028
baseline
▲ 0.50% · 4.625%
HK$146,426
+HK$8,398/mo
Deposit HK$3.16M · loan HK$28.48M · min. income ≈ HK$276,056/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,493
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$148,369
−HK$3,931/mo
Today · 4.125%
HK$152,300
baseline
▲ 0.50% · 4.625%
HK$160,328
+HK$8,028/mo
Deposit HK$3.16M · loan HK$28.48M · min. income ≈ HK$304,600/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,344,884 · Scale 2, in force from 26 Feb 2026)