LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,167
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,412
−HK$2,281/mo
Today · 4.125%
HK$76,693
baseline
▲ 0.50% · 4.625%
HK$81,359
+HK$4,666/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$153,386/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,285
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,438
−HK$2,185/mo
Today · 4.125%
HK$84,623
baseline
▲ 0.50% · 4.625%
HK$89,083
+HK$4,460/mo
Deposit HK$15.82M · loan HK$15.82M · min. income ≈ HK$169,246/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,601
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,294
−HK$2,737/mo
Today · 4.125%
HK$92,031
baseline
▲ 0.50% · 4.625%
HK$97,631
+HK$5,600/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,062/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,342
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,926
−HK$2,621/mo
Today · 4.125%
HK$101,547
baseline
▲ 0.50% · 4.625%
HK$106,900
+HK$5,353/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,094/mo (50% DSR)
Upfront cash ≈ HK$14.00M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,034
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,177
−HK$3,193/mo
Today · 4.125%
HK$107,370
baseline
▲ 0.50% · 4.625%
HK$113,903
+HK$6,533/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$214,740/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,399
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$115,414
−HK$3,058/mo
Today · 4.125%
HK$118,472
baseline
▲ 0.50% · 4.625%
HK$124,717
+HK$6,245/mo
Deposit HK$9.49M · loan HK$22.15M · min. income ≈ HK$236,944/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,901
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$133,941
−HK$4,106/mo
Today · 4.125%
HK$138,047
baseline
▲ 0.50% · 4.625%
HK$146,447
+HK$8,400/mo
Deposit HK$3.16M · loan HK$28.48M · min. income ≈ HK$276,094/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,513
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$148,389
−HK$3,932/mo
Today · 4.125%
HK$152,321
baseline
▲ 0.50% · 4.625%
HK$160,350
+HK$8,029/mo
Deposit HK$3.16M · loan HK$28.48M · min. income ≈ HK$304,642/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,069 · Scale 2, in force from 26 Feb 2026)