LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,173
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,418
−HK$2,281/mo
Today · 4.125%
HK$76,699
baseline
▲ 0.50% · 4.625%
HK$81,366
+HK$4,667/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,398/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,292
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,445
−HK$2,185/mo
Today · 4.125%
HK$84,630
baseline
▲ 0.50% · 4.625%
HK$89,090
+HK$4,460/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,260/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,607
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,301
−HK$2,738/mo
Today · 4.125%
HK$92,039
baseline
▲ 0.50% · 4.625%
HK$97,639
+HK$5,600/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,078/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,350
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,934
−HK$2,621/mo
Today · 4.125%
HK$101,555
baseline
▲ 0.50% · 4.625%
HK$106,909
+HK$5,354/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,110/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,042
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,185
−HK$3,193/mo
Today · 4.125%
HK$107,378
baseline
▲ 0.50% · 4.625%
HK$113,912
+HK$6,534/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,756/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,408
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$115,423
−HK$3,058/mo
Today · 4.125%
HK$118,481
baseline
▲ 0.50% · 4.625%
HK$124,727
+HK$6,246/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$236,962/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,911
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$133,952
−HK$4,106/mo
Today · 4.125%
HK$138,058
baseline
▲ 0.50% · 4.625%
HK$146,458
+HK$8,400/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$276,116/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,525
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$148,401
−HK$3,932/mo
Today · 4.125%
HK$152,333
baseline
▲ 0.50% · 4.625%
HK$160,363
+HK$8,030/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$304,666/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,177 · Scale 2, in force from 26 Feb 2026)