LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,179
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,424
−HK$2,281/mo
Today · 4.125%
HK$76,705
baseline
▲ 0.50% · 4.625%
HK$81,372
+HK$4,667/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,410/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,298
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,452
−HK$2,184/mo
Today · 4.125%
HK$84,636
baseline
▲ 0.50% · 4.625%
HK$89,098
+HK$4,462/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,272/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,614
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,309
−HK$2,737/mo
Today · 4.125%
HK$92,046
baseline
▲ 0.50% · 4.625%
HK$97,647
+HK$5,601/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,092/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,358
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,942
−HK$2,622/mo
Today · 4.125%
HK$101,564
baseline
▲ 0.50% · 4.625%
HK$106,917
+HK$5,353/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,128/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,050
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,193
−HK$3,194/mo
Today · 4.125%
HK$107,387
baseline
▲ 0.50% · 4.625%
HK$113,921
+HK$6,534/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,774/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,417
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,432
−HK$3,059/mo
Today · 4.125%
HK$118,491
baseline
▲ 0.50% · 4.625%
HK$124,737
+HK$6,246/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$236,982/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,922
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$133,963
−HK$4,106/mo
Today · 4.125%
HK$138,069
baseline
▲ 0.50% · 4.625%
HK$146,470
+HK$8,401/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$276,138/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,537
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$148,413
−HK$3,932/mo
Today · 4.125%
HK$152,345
baseline
▲ 0.50% · 4.625%
HK$160,376
+HK$8,031/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$304,690/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,285 · Scale 2, in force from 26 Feb 2026)