LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,181
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,427
−HK$2,281/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$81,375
+HK$4,667/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,301
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,455
−HK$2,184/mo
Today · 4.125%
HK$84,639
baseline
▲ 0.50% · 4.625%
HK$89,101
+HK$4,462/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,278/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,618
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,312
−HK$2,737/mo
Today · 4.125%
HK$92,049
baseline
▲ 0.50% · 4.625%
HK$97,650
+HK$5,601/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,098/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,361
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,946
−HK$2,621/mo
Today · 4.125%
HK$101,567
baseline
▲ 0.50% · 4.625%
HK$106,921
+HK$5,354/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,134/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,054
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,197
−HK$3,194/mo
Today · 4.125%
HK$107,391
baseline
▲ 0.50% · 4.625%
HK$113,925
+HK$6,534/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,782/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,421
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,437
−HK$3,058/mo
Today · 4.125%
HK$118,495
baseline
▲ 0.50% · 4.625%
HK$124,741
+HK$6,246/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$236,990/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,926
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$133,968
−HK$4,106/mo
Today · 4.125%
HK$138,074
baseline
▲ 0.50% · 4.625%
HK$146,475
+HK$8,401/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$276,148/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,542
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$148,418
−HK$3,933/mo
Today · 4.125%
HK$152,351
baseline
▲ 0.50% · 4.625%
HK$160,382
+HK$8,031/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$304,702/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,335 · Scale 2, in force from 26 Feb 2026)