LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,182
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,427
−HK$2,281/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,668/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,301
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,455
−HK$2,185/mo
Today · 4.125%
HK$84,640
baseline
▲ 0.50% · 4.625%
HK$89,101
+HK$4,461/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,280/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,618
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,312
−HK$2,738/mo
Today · 4.125%
HK$92,050
baseline
▲ 0.50% · 4.625%
HK$97,651
+HK$5,601/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,100/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,362
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,946
−HK$2,622/mo
Today · 4.125%
HK$101,568
baseline
▲ 0.50% · 4.625%
HK$106,922
+HK$5,354/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,136/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,054
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,198
−HK$3,193/mo
Today · 4.125%
HK$107,391
baseline
▲ 0.50% · 4.625%
HK$113,926
+HK$6,535/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,782/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,422
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,437
−HK$3,059/mo
Today · 4.125%
HK$118,496
baseline
▲ 0.50% · 4.625%
HK$124,742
+HK$6,246/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$236,992/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,927
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$133,968
−HK$4,107/mo
Today · 4.125%
HK$138,075
baseline
▲ 0.50% · 4.625%
HK$146,476
+HK$8,401/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$276,150/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,543
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$148,419
−HK$3,933/mo
Today · 4.125%
HK$152,352
baseline
▲ 0.50% · 4.625%
HK$160,382
+HK$8,030/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$304,704/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,341 · Scale 2, in force from 26 Feb 2026)