LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,182
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,428
−HK$2,281/mo
Today · 4.125%
HK$76,709
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,667/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,418/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,302
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,456
−HK$2,185/mo
Today · 4.125%
HK$84,641
baseline
▲ 0.50% · 4.625%
HK$89,102
+HK$4,461/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,282/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,619
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,313
−HK$2,738/mo
Today · 4.125%
HK$92,051
baseline
▲ 0.50% · 4.625%
HK$97,652
+HK$5,601/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$184,102/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,363
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,947
−HK$2,622/mo
Today · 4.125%
HK$101,569
baseline
▲ 0.50% · 4.625%
HK$106,922
+HK$5,353/mo
Deposit HK$12.66M · loan HK$18.99M · min. income ≈ HK$203,138/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,055
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,199
−HK$3,193/mo
Today · 4.125%
HK$107,392
baseline
▲ 0.50% · 4.625%
HK$113,927
+HK$6,535/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,784/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,423
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,438
−HK$3,059/mo
Today · 4.125%
HK$118,497
baseline
▲ 0.50% · 4.625%
HK$124,743
+HK$6,246/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$236,994/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,928
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$133,970
−HK$4,106/mo
Today · 4.125%
HK$138,076
baseline
▲ 0.50% · 4.625%
HK$146,477
+HK$8,401/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$276,152/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,544
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$148,420
−HK$3,933/mo
Today · 4.125%
HK$152,353
baseline
▲ 0.50% · 4.625%
HK$160,384
+HK$8,031/mo
Deposit HK$3.17M · loan HK$28.49M · min. income ≈ HK$304,706/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,353 · Scale 2, in force from 26 Feb 2026)