LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,197
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,442
−HK$2,282/mo
Today · 4.125%
HK$76,724
baseline
▲ 0.50% · 4.625%
HK$81,393
+HK$4,669/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,448/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,318
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,472
−HK$2,185/mo
Today · 4.125%
HK$84,657
baseline
▲ 0.50% · 4.625%
HK$89,120
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,314/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,636
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,331
−HK$2,738/mo
Today · 4.125%
HK$92,069
baseline
▲ 0.50% · 4.625%
HK$97,671
+HK$5,602/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$184,138/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,382
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,967
−HK$2,622/mo
Today · 4.125%
HK$101,589
baseline
▲ 0.50% · 4.625%
HK$106,944
+HK$5,355/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$203,178/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,075
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,219
−HK$3,195/mo
Today · 4.125%
HK$107,414
baseline
▲ 0.50% · 4.625%
HK$113,950
+HK$6,536/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,828/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,445
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,461
−HK$3,059/mo
Today · 4.125%
HK$118,520
baseline
▲ 0.50% · 4.625%
HK$124,768
+HK$6,248/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$237,040/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,954
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$133,996
−HK$4,107/mo
Today · 4.125%
HK$138,103
baseline
▲ 0.50% · 4.625%
HK$146,507
+HK$8,404/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,206/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,573
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$148,450
−HK$3,933/mo
Today · 4.125%
HK$152,383
baseline
▲ 0.50% · 4.625%
HK$160,416
+HK$8,033/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,766/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,620 · Scale 2, in force from 26 Feb 2026)