LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,198
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,444
−HK$2,281/mo
Today · 4.125%
HK$76,725
baseline
▲ 0.50% · 4.625%
HK$81,394
+HK$4,669/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,450/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,320
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,474
−HK$2,185/mo
Today · 4.125%
HK$84,659
baseline
▲ 0.50% · 4.625%
HK$89,121
+HK$4,462/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,318/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,638
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,333
−HK$2,738/mo
Today · 4.125%
HK$92,071
baseline
▲ 0.50% · 4.625%
HK$97,673
+HK$5,602/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$184,142/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,383
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,968
−HK$2,623/mo
Today · 4.125%
HK$101,591
baseline
▲ 0.50% · 4.625%
HK$106,946
+HK$5,355/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$203,182/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,077
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,221
−HK$3,195/mo
Today · 4.125%
HK$107,416
baseline
▲ 0.50% · 4.625%
HK$113,952
+HK$6,536/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,832/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,447
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,463
−HK$3,060/mo
Today · 4.125%
HK$118,523
baseline
▲ 0.50% · 4.625%
HK$124,770
+HK$6,247/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$237,046/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,956
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$133,999
−HK$4,107/mo
Today · 4.125%
HK$138,106
baseline
▲ 0.50% · 4.625%
HK$146,509
+HK$8,403/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,212/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,575
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$148,453
−HK$3,933/mo
Today · 4.125%
HK$152,386
baseline
▲ 0.50% · 4.625%
HK$160,419
+HK$8,033/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,772/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,645 · Scale 2, in force from 26 Feb 2026)